The Progressive Corporation Watch

from 10-Q 11 pages Amended and Restated Discretionary Line of Credit Note (Daily Sofr) $ , 20

from 10-Q 7 pages Form of Discretionary Line of Credit Note

from 10-Q 3 pages Form of Confirmation Letter - Discretionary Line of Credit

from 10-Q 6 pages Discretionary Line of Credit Note

from 10-Q 2 pages Confirmation Letter - Discretionary Line of Credit

from 8-K 6 pages Discretionary Line of Credit Note

from 8-K 2 pages Confirmation Letter - Discretionary Line of Credit

from 8-K 6 pages Discretionary Line of Credit Note $100,000,000.00 March 25, 2013

from 8-K 2 pages Confirmation Letter - Discretionary Line of Credit

from 8-K 5 pages Amendment No. 3 Dated as of December 31, 2011 to 364-Day Secured Liquidity Credit Facility Agreement Dated as of December 31, 2008 Between the Progressive Corporation, as the Borrower, and PNC Bank, National Association, as the Lender Amendment No. 3 to 364-Day Secured Liquidity Credit Facility Agreement

from 8-K 5 pages Amendment No. 2 Dated as of December 31, 2010 to 364-Day Secured Liquidity Credit Facility Agreement Dated as of December 31, 2008 Between the Progressive Corporation, as the Borrower, and PNC Bank, National Association, as the Lender Amendment No. 2 to 364-Day Secured Liquidity Credit Facility Agreement

from 8-K 4 pages Amendment No. 1 Dated as of December 31, 2009 to 364-Day Secured Liquidity Credit Facility Agreement Dated as of December 31, 2008 Between the Progressive Corporation as the Borrower, and PNC Bank, National Association, as the Lender. -1- Amendment No. 1 to 364-Day Secured Liquidity Credit Facility Agreement

from 8-K 36 pages 364-Day Secured Liquidity Credit Facility Agreement Dated as of December 31, 2008 Between the Progressive Corporation, as the Borrower, and National City Bank, as the Lender. Up to $150,000,000 Revolving Facility

from 8-K 7 pages Commercial Note: Demand Line of Credit / One Month Libor Daily Indexed

from 10-K 1 page <page> Exhibit No. 4(a) May 7, 1997 Mr. Robert E. Little National City Bank 1900 East 9th Street Cleveland, Oh 44114 Dear Mr. Little: Per Our Discussion, the Progressive Corporation Hereby Accepts the Terms for the Unsecured Line of Credit for Ten Million Dollars ($10,000,000.00) as of May 1, 1997. Terms of the Line Are as Follows: - 1/8 of 1% Commitment Fee - Borrowings Options Include Base Rate, Libor + 3/8% (Reserve Adjusted or Money Market Rate. - The Line Is Subject to Annual Review. - Progressive Will Furnish Interim and Annual Audited Statements as Well as Security and Exchange Commission Reports and Annual Convention Statements. the Progressive Corporation /S/ Marilyn A. Muzic Marilyn A. Muzic Director of Financial Operations

from 10-K 1 page <page> 1 January 19, 1994 National City Bank 1900 East Ninth Street Cleveland, Oh 44114 Attention: Robert E. Little Vice President Re: The Progressive Corporation; $50 Million Unsecured Credit Line From National City Bank Gentlemen: Reference Is Hereby Made to the $50 Million Unsecured Line of Credit Provided to the Progressive Corporation ("Progressive") by National City Bank (The "Bank"), as Described in the Letters Dated May 23, 1990 and July 24, 1991 From Robert E. Little, Vice President of the Bank to Progressive, and Related or Subsequent Correspondence. Since the First Half of 1993, Progressive Has Raised Over $500 Million in Capital Through the Sale of Its Debt and Equity Securities in the Public Market and Is, Therefore, Not Currently in Need of Such a Substantial Credit Line. Accordingly, This Letter Will Evidence Our Mutual Agreement to Reduce the Above-Referenced Line of Credit From $50 Million to $20 Million, Effective as of February 1, 1994. Commitment Fees Will Be Computed on the Basis of the Reduced Credit Line. if the Foregoing Correctly Sets Forth Our Mutual Agreement With Respect to the Subject Matter Hereof, Please Confirm by Signing and Dating a Copy of This Letter and Thereafter Return a Fully Executed Copy Hereof to the Undersigned. Sincerely, the Progressive Corporation /S/ David M. Schneider David M. Schneider Secretary Agreed as of This 24th Day of January, 1994 National City Bank By: /S/ Robert E. Little Title: Vice President, Senior Lending Officer