from SC 13G/A
1 page
<page> Exhibit 1 Agreement as to Joint Filing of Schedule 13g Each of the Undersigned Hereby Affirms That It Is Individually Eligible to Use Schedule 13g, and Agrees That This Schedule 13g Is Filed on Its Behalf. Date: January 28, 1997 Gulf Insurance Company By: /S/ Michael E. Zipper Name: Michael E. Zipper Title: Assistant Secretary Commercial Insurance Resources, Inc. By: /S/ Michael E. Zipper Name: Michael E. Zipper Title: Assistant Secretary the Travelers Indemnity Company of America By: /S/ Marla A. Berman Name: Marla A. Berman Title: Assistant Secretary the Phoenix Insurance Company By: /S/ Marla A. Berman Name: Marla A. Berman Title: Assistant Secretary the Travelers Indemnity Company By: /S/ Marla A. Berman Name: Marla A. Berman Title: Assistant Secretary Travelers/Aetna Property Casualty Corp. By: /S/ Shelley J. Dropkin Name: Shelley J. Dropkin Title: Assistant Secretary the Travelers Insurance Group Inc. By: /S/ Charles J. Gallo, Jr. Name: Charles J. Gallo, Jr. Title: Assistant Controller Pfs Services, Inc. By: /S/ Charles J. Gallo, Jr. Name: Charles J. Gallo, Jr. Title: Controller and Vice President Associated Madison Companies, Inc. By: /S/ Charles J. Gallo, Jr. Name: Charles J. Gallo, Jr. Title: Controller and Vice President Travelers Group Inc. By: /S/ Charles J. Gallo, Jr. Name: Charles J. Gallo, Jr. Title: Assistant Controller
