United National Bancorp Watch

from 10-Q ~10 pages Material contract

from 10-K/A 1 page Material contract

from 10-K/A 1 page Material contract

from 10-K/A 1 page <page> Second Amendment to the Director Deferred Compensation Plan of Unitedtrust Bank Upon Mutual Consent and for Valuable Consideration Hereby Recognized, This Second Amendment, Dated November 19, 2002 to the Director Deferred Compensation Plan ("Plan") for United National Bank, Which Went Into Effect October 1st, 1997, Is for the Purpose of Amending the Plan as Follows: 1. Wherever, the Plan Refers to "United National Bank, a National Banking Association," or to "United National Bank," It Shall Henceforth Be Deemed to Refer "Unitedtrust Bank, a New Jersey Banking Corporation," or "Unitedtrust Bank," Respectively. 2. Section 1.1 of the Plan Is Amended to Read as Follows: 1.1 'Bank' Means Unitedtrust Bank and Any Successor Thereto. 3. Section 1.17 of the Plan Is Amended to Read as Follows: 1.17 Interest Factor Means Monthly Compounding or Discounting, as Applicable, at a Rate Determined Annually in Accordance With the Following: The Interest Factor Shall Be Equal to the Greater of (I) Eight Percent (8%) or (II) the Annual Rate of Return on Average Tangible Equity Exclusive of Unrealized Gains or Losses on Available for Sale Securities for the Holding Company for the Immediately Preceding Year Minus Five Percent (5%); Provided, However, That '(II)' Shall Only Be Applicable if the Holding Company Tier One Capital Ratio Is Equal to or Greater Than the Well Capitalized Ratio, Currently at Six Percent (6%). All Other Provisions of the Director Deferred Compensation Plan for Unitedtrust Bank, Formerly United National Bank, Which Are Not Specifically Modified by This Second Amendment, Are Hereby Incorporated and Shall Remain in Full Force and Effect

from 10-K/A 1 page <page> Second Amendment to the Director Deferred Compensation Plan of United National Bancorp Upon Mutual Consent and for Valuable Consideration Hereby Recognized, This Second Amendment, Dated November 19, 2002, to the Director Deferred Compensation Plan ("Plan") for United National Bank, Which Went Into Effect October 1st, 1997, Is for the Purpose of Amending the Plan as Follows: 1. Wherever, the Plan Refers to "United National Bank, a National Banking Association," or to "United National Bank," It Shall Henceforth Be Deemed to Refer "Unitedtrust Bank, a New Jersey Banking Corporation," or "Unitedtrust Bank," Respectively. 2. Section 1.1 of the Plan Is Amended to Read as Follows: 1.1 'Bank' Means Unitedtrust Bank and Any Successor Thereto. 3. Section 1.17 of the Plan Is Amended to Read as Follows: 1.17 Interest Factor Means Monthly Compounding or Discounting, as Applicable, at a Rate Determined Annually in Accordance With the Following: The Interest Factor Shall Be Equal to the Greater of (I) Eight Percent (8%) or (II) the Annual Rate of Return on Average Tangible Equity Exclusive of Unrealized Gains or Losses on Available for Sale Securities for the Holding Company for the Immediately Preceding Year Minus Five Percent (5%); Provided, However, That '(II)' Shall Only Be Applicable if the Holding Company Tier One Capital Ratio Is Equal to or Greater Than the Well Capitalized Ratio, Currently at Six Percent (6%). All Other Provisions of the Director Deferred Compensation Plan for United National Bancorp, Which Are Not Specifically Modified by This Second Amendment, Are Hereby Incorporated and Shall Remain in Full Force and Effect

from 10-K/A 1 page Material contract

from 10-K/A ~20 pages Material contract

from 10-K/A 1 page <page> Second Amendment to the Executive Deferred Compensation Plan United National Bank Upon Mutual Consent and for Valuable Consideration Hereby Recognized, This Second Amendment, Dated May 1, 2001, to the Executive Deferred Compensation Plan ("Plan") for United National Bank, Which Went Into Effect October 1st, 1997, Is for the Purpose of Amending the Plan as Follows: 1.20 "Interest Factor" Means Monthly Compounding or Discounting, as Applicable, at a Rate Determined Annually in Accordance With the Following: The Interest Factor Shall Be Equal to the Greater of (I) Eight Percent (8%) or (II) the Annual Rate of Return on Equity for the Bank for the Immediately Preceding Year Minus Five Percent (5%), Provided, However, That '(II)' Shall Only Be Applicable if the Bank's Tier One Capital Ratio Is Equal to or Greater Than the Well Capitalized Ratio, Currently at Six Percent (6%). All Other Provisions of the Executive Deferred Compensation Plan for United National Bank, Which Are Not Specifically Modified by This Second Amendment, Are Hereby Incorporated and Shall Remain in Full Force and Effect. [Remainder of Page Left Intentionally Blank] <page> in Witness Whereof, United National Bank and the Executives Have Caused This Second Amendment, Effective as of the Above Date, to Be Executed in Triplicate. Executives /S/ Thomas C. Gregor /S/ Donald E. Reinhard - Thomas C. Gregor Donald E. Reinhard /S/ Warren R. Gerleit /S/ John J. Cannon - Warren R. Gerleit John J. Cannon /S/ Joanne F. Herb /S/ Ralph L. Straw, Jr. - Joanne F. Herb Ralph L. Straw, Jr. /S/ Raymond C. Kenwell /S/ Richard G. Tappen - Raymond C. Kenwell Richard G. Tappen /S/ A. Richard Abrahamian /S/ Charles E. Nunn, Jr. - A. Richard Abrahamian Charles E. Nunn, Jr

from 10-K/A 1 page <page> Second Amendment to the Executive Deferred Bonus Plan United National Bank Upon Mutual Consent and for Valuable Consideration Hereby Recognized, This Second Amendment, Dated May 1, 2001, to the Executive Deferred Bonus Plan ("Plan") for United National Bank, Which Went Into Effect October 1st, 1997, Is for the Purpose of Amending the Plan as Follows: 1.18 "Interest Factor" Means Monthly Compounding or Discounting, as Applicable, at a Rate Determined Annually in Accordance With the Following: The Interest Factor Shall Be Equal to the Greater of (I) Eight Percent (8%) or (II) the Annual Rate of Return on Equity for the Bank for the Immediately Preceding Year Minus Five Percent (5%), Provided, However, That '(II)' Shall Only Be Applicable if the Bank's Tier One Capital Ratio Is Equal to or Greater Than the Well Capitalized Ratio, Currently at Six Percent (6%). All Other Provisions of the Executive Deferred Bonus Plan for United National Bank, Which Are Not Specifically Modified by This Second Amendment, Are Hereby Incorporated and Shall Remain in Full Force and Effect. [Remainder of Page Left Intentionally Blank] <page> in Witness Whereof, United National Bank and the Executives Have Caused This Second Amendment, Effective as of the Above Date, to Be Executed in Triplicate. Attest: Unitedtrust Bank /S/ Ralph L. Straw, Jr. By: /S/ Thomas C. Gregor Title: Chairman/CEO Executives /S/ Thomas C. Gregor /S/ Donald E. Reinhard - Thomas C. Gregor Donald E. Reinhard /S/ Warren R. Gerleit /S/ John J. Cannon - Warren R. Gerleit John J. Cannon /S/ Joanne F. Herb /S/ Ralph L. Straw, Jr. - Joanne F. Herb Ralph L. Straw, Jr. /S/ Raymond C. Kenwell /S/ Richard G. Tappen - Raymond C. Kenwell Richard G. Tappen /S/ Edward Rolfe /S/ A. Richard Abrahamian - Edward Rolfe A. Richard Abrahamian /S/ Charles E. Nunn, Jr. - Charles E. Nunn, Jr

from 10-K/A 1 page <page> First Amendment to the Director Deferred Compensation Plan United National Bank Upon Mutual Consent and for Valuable Consideration Hereby Recognized, This First Amendment, Dated May 1, 2001, to the Director Deferred Compensation Plan ("Plan") for United National Bank, Which Went Into Effect October 1st, 1997, Is for the Purpose of Amending the Plan as Follows: 1.17 "Interest Factor" Means Monthly Compounding or Discounting, as Applicable, at a Rate Determined Annually in Accordance With the Following: The Interest Factor Shall Be Equal to the Greater of (I) Eight Percent (8%) or (II) the Annual Rate of Return on Equity for the Bank for the Immediately Preceding Year Minus Five Percent (5%), Provided, However, That '(II)' Shall Only Be Applicable if the Bank's Tier One Capital Ratio Is Equal to or Greater Than the Well Capitalized Ratio, Currently at Six Percent (6%). All Other Provisions of the Director Deferred Compensation Plan for United National Bank, Which Are Not Specifically Modified by This First Amendment, Are Hereby Incorporated and Shall Remain in Full Force and Effect. [Remainder of Page Left Intentionally Blank]

from 10-K/A 1 page <page> First Amendment to the Director Deferred Compensation Plan United National Bancorp Upon Mutual Consent and for Valuable Consideration Hereby Recognized, This First Amendment, Dated May 1, 2001, to the Director Deferred Compensation Plan ("Plan") for United National Bancorp, Which Went Into Effect October 1st, 1997, Is for the Purpose of Amending the Plan as Follows: 1.17 "Interest Factor" Means Monthly Compounding or Discounting, as Applicable, at a Rate Determined Annually in Accordance With the Following: The Interest Factor Shall Be Equal to the Greater of (I) Eight Percent (8%) or (II) the Annual Rate of Return on Equity for the Bank for the Immediately Preceding Year Minus Five Percent (5%), Provided, However, That '(II)' Shall Only Be Applicable if the Holding Company's Tier One Capital Ratio Is Equal to or Greater Than the Well Capitalized Ratio, Currently at Six Percent (6%). All Other Provisions of the Director Deferred Compensation Plan for United National Bancorp, Which Are Not Specifically Modified by This First Amendment, Are Hereby Incorporated and Shall Remain in Full Force and Effect. [Remainder of Page Left Intentionally Blank]

from 10-K/A 1 page Material contract

from 10-K/A 1 page Material contract

from 10-K/A 1 page Material contract

from 10-K/A 1 page Material contract

from 10-K/A 1 page Material contract

from 10-K/A 1 page Material contract

from 10-K/A ~20 pages Material contract

from 10-K/A 1 page Material contract

from 10-K/A 1 page Material contract