VENERABLE INSURANCE & ANNUITY Co Watch

from 10-K 5 pages Fourth Amendment to Lease Agreement

from POS AM 82 pages Exhibit 16(4)(g): Form of Flexible Premium Deferred Variable Annuity Contract

from POS AM 23 pages Exhibit 16(4)(g): Deferred Combination Variable and Fixed Annuity Contract

from 10-Q 1 page Termination Amendment Effective April 30, 2017 to Intercompany Agreement, Dated January 1, 2010, (“Agreement”) Between Ing USA Annuity and Life Insurance Company (Nka VOYA INSURANCE and Annuity Company) and Directed Services LLC

from 10-Q 5 pages Amendment No. 6 to the Intercompany Agreement

from 10-Q 35 pages Intercompany Agreement

from 10-Q 3 pages First Amendment to Standard Office Lease

from 10-Q 7 pages Third Amendment to Lease and Memorandum of Lease

from 10-K 73 pages Lease Summary Sheet

from 10-Q 24 pages Amended and Restated Services Agreement

from 10-K 3 pages Commutation Agreement

from 10-Q 7 pages Second Amendment to Lease

from 10-Q 14 pages First Amendment to Lease

from 10-Q 11 pages Federal Income Tax Sharing Agreement

from 10-K 11 pages 2012 Deed of Assignment of Iabf Receivables Between Ing USA Annuity and Life Insurance Company as the Assignor and Ing Support Holding B.V. as the Assignee and Ing Bank N.V. and Staat Der Nederlanden as the State and Stichting Derdengelden Ing Support Holding as the Collection Foundation Dated 13 November 2012 Nautadutilh Strawinskylaan 1999 1077 XV Amsterdam 2

from 10-K 9 pages This Participation Termination Agreement, Dated as of November 13, 2012 (This “Agreement”), Is Hereby Entered Into Among Ing USA Annuity and Life Insurance Company (“Seller”), an Insurance Company Organized Under the Laws of Iowa, Ing Support Holding B.V. (“Buyer”), a Private Company With Limited Liability Organized Under the Laws of the Netherlands and Having Its Principal Place of Business in Amsterdam, Ing Groep N.V. (“Guarantor”), a Company With Limited Liability Organized Under the Laws of the Netherlands and Having Its Principal Place of Business in Amsterdam and Ing Bank N.V. (“Ing Bank”), a Company Organized Under the Laws of the Netherlands and Having Its Principal Place of Business in Amsterdam (Collectively, the “Parties”)

from 10-Q 5 pages Fourth Amendment to Lease

from 10-K ~1 page Material contract

from 10-K 6 pages Intercompany Agreement

from 10-K 4 pages Recitals