Montgomery Ward Holding Corp Watch

from 10-K405 ~10 pages Amendment to Post-Petition Loan & Guaranty Agmt.

from 10-Q ~5 pages Post-Petition Loan and Guaranty Agreement

from 10-Q ~5 pages Post-Petition Loan and Guaranty Agreement

from 10-Q ~10 pages Short Term Credit Agreement

from 10-Q ~20 pages Long Term Credit Agreement

from 10-Q ~10 pages Post-Petition Loan and Guaranty Agreement

from 10-K ~10 pages Waiver to Post-Petition Loan and Guaranty Agrmnt

from 10-Q ~5 pages Waiver to Post Petition Loan as of Sept. 24, 1997

from 10-Q ~5 pages Waiver to Post Petition Loan as of August 12, 1997

from 10-Q >50 pages U.S. Post-Petition Loan and Guaranty Agreement

from 10-Q ~5 pages Waiver to Credit Agreement

from 10-Q ~5 pages Waiver to Short Term Credit Agreement

from 10-Q ~5 pages Waiver to Long Term Credit Agreement

from 10-K ~20 pages Line of Credit Agreement

from 10-K 1 page Consumer Credit Agreement

from 10-K ~20 pages Inerim Consumer Credit Card Program Agreement

from 10-K 1 page <page> September 17, 1996 Monogram Credit Card Bank of Georgia 7840 Roswell Road Atlanta, Ga 30350 Attention: Colin Shave Montgomery Ward Credit Corporation 880 Grier Drive Las Vegas, NV 89119 Attention: Greg Pittman Gentlemen: In Connection With the Execution by Montgomery Ward & Co., Incorporated ("Mw") of the Bank Program Agreement and the Account Related Agreement, Both Dated as of April 1, 1996 (Collectively the "Agreements"), We Have Had Numerous Discussions With Your Representatives Concerning the Calculation of and the Data Provided for That Calculation With Respect to "Skip Free Promotions". We Have Agreed That These Issues Require Further Analysis and Review to Determine the Appropriateness and Fairness of the Calculation. When This Review Is Completed It May Require the Further Modification of the Agreements. Very Truly Yours, Montgomery Ward & Co., Incorporated By: /S/ John Workman Accepted and Agreed To: Monogram Credit Card Bank of Georgia By: /S/ Montgomery Ward Credit Corporation By: /S/ Gregory W. Pittman

from 10-K 1 page <page> as of 4/1/96 Montgomery Ward Credit Corporation 880 Grier Drive Las Vegas, Nevada 89119 Gentlemen: Reference Is Made to the Account-Related Agreement by and Between Montgomery Ward Credit Corporation ("Mwcc") and Montgomery Ward & Co., Incorporated ("Mw"), Dated as of April 1, 1996 (The "Account-Related Agreement"). Signature Financial/Marketing, Inc. ("Signature"), Shall Reimburse Mwcc for Amounts of Continued Assessments on Accounts With Respect to Fees, Premiums and Charges of Signature Where (I) Such Accounts Are Past Due for Thirty (30) Days or More on Five (5) Minimum Payments at the Time of Assessment and (II) Where Mwcc Writes-Off Such Accounts. Accounts Are Those Defined in the Account-Related Agreement. Signature Shall Make Such Reimbursement Payment Within Ten Days After Mwcc Bills Signature for Such Amounts. With Respect to Such Reimbursements Payments for the Period April 1, 1996 Through December 31, 1996, Mwcc Shall Bill Signature in January 1997 for Such Period and Signature Shall Make Such Payment on or Before January 31, 1997. Dated: December 20, 1996 Very Truly Yours, Signature Financial/ Marketing, Inc. By: Acknowledge and Agreed To: Montgomery Ward Credit Corporation By

from 10-K >50 pages Confidential Bank Credit Card Program

from 10-K ~5 pages Second Amendment to Credit Agreement