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VOYA RETIREMENT INSURANCE & ANNUITY Co

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EX-4
from S-3 17 pages Exhibit 16(4)(a): Group Annuity Contract
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EX-4
from S-3 ~50 pages A Stock Company Aetna Life Insurance and Annuity Company, Herein Called Aetna, Agrees to Pay the Benefits Stated in This Contract
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EX-4
from S-3 9 pages Exhibit 16(3)(b): Amended and Restated By-Laws of Ing Life Insurance and Annuity Company, Effective October 1, 2007 Amended and Restated Bylaws of Ing Life Insurance and Annuity Company
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EX-4
from S-3 3 pages Exhibit 16(3)(a): Restated Certificate of Incorporation (Amended and Restated as of October 1, 2007) of Ing Life Insurance and Annuity Company Amended and Restated Certificate of Incorporation of Ing Life Insurance and Annuity Company
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EX-4
from S-3 21 pages Exhibit 16(4)(ii): Modified Single Premium Deferred Annuity Contract
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EX-4
from S-3/A 5 pages Exhibit 16(1)(iv): Amendment No. 1 Made and Entered Into as of December 1, 2013, to the Intercompany Agreement Dated as of December 22, 2010, by and Among Ing Investment Management LLC and Ing Life Insurance and Annuity Company Amendment No. 1 to the Intercompany Agreement
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EX-4
from S-3 5 pages Exhibit 16(1)(iv): Amendment No. 1 Made and Entered Into as of December 1, 2013, to the Intercompany Agreement Dated as of December 22, 2010, by and Among Ing Investment Management LLC and Ing Life Insurance and Annuity Company Amendment No. 1 to the Intercompany Agreement
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EX-4
from POS AM 7 pages Exhibit 16(24)(i): Powers of Attorney Power of Attorney Pursuant to Item 601(b)(24) of Regulation Sk and Rule 462(b) of the Securities Act of 1933
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EX-4.VI
from S-1/A ~10 pages WWW.INGFINANCIALSOLUTIONS.com 1. Contract Information if This Application Is Being Signed in a State Other Than the Owner’s Resident State, Please Specify the State Where the Business Was Solicited and the Purpose of the Visit. Client Account Number (Broker-Dealer Use Only.) 2. Owner (If a Trust Is Designated as the Owner, Complete the Certificate of Trust Form and Submit It With This Application.) Name
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EX-4.V
from S-1/A ~10 pages WWW.INGFINANCIALSOLUTIONS.com 1. Contract Information if This Application Is Being Signed in a State Other Than the Owner’s Resident State, Please Specify the State Where the Business Was Solicited and the Purpose of the Visit. Client Account Number (Broker-Dealer Use Only.) 2. Owner (If a Trust Is Designated as the Owner, Complete the Certificate of Trust Form and Submit It With This Application.) Name
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EX-4.II
from S-1/A ~20 pages Modified Single Premium Deferred Annuity Contract
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EX-4.I
from S-1/A ~20 pages Modified Single Premium Deferred Annuity Contract
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EX-4.V
from POS AM ~10 pages Application (153740) (02/01/2010)
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EX-4.IV
from S-1/A ~10 pages 1. Product/Contract Information Select One. Subject to State Availability. for Issue Ages 76-80, Only Guarantee Periods of 5 Years or Fewer Will Be Available. Guarantee Periodc 1-Yearc 2-Yearc 3-Yearc 4-Yearc 5-Yearc 6-Yearc 7-Yearc 8-Yearc 9-Yearc 10-Year if This Application Is Being Signed in a State Other Than the Owner’s Resident State, Please Specify the State Where the Business Was Solicited and the Purpose of the Visit. Client Account Number (Broker-Dealer Use Only.) 2. Owner
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EX-4.III
from S-1/A ~5 pages Roth Individual Retirement Annuity Endorsement
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EX-4.II
from S-1/A ~10 pages Individual Retirement Annuity Endorsement
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EX-4.II
from S-1 ~50 pages Modified Single Premium Deferred Annuity Contract
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EX-4.I
from S-1 ~50 pages Modified Single Premium Deferred Annuity Contract
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EX-4.I
from S-1 ~20 pages If You Withdraw All or a Portion of the Value of the Contract, Surrender Charges and/or a Market Value Adjustment May Apply. Surrender Charges, When Applied, Will Reduce the Amount Paid to You. Surrender Charges Will Not Apply Under Certain Conditions (See Section 5.5). the Market Value Adjustment, When Applied, May Increase or Decrease or Have No Impact on the Amount Paid to You or Your Beneficiary. the Market Value Adjustment Will Not Apply Under Certain Conditions (See Section 5.4). This Contract Is Non-Participating Which Means It Will Not Pay Dividends Resulting From Any of the Surplus or Earnings of Ing Life Insurance and Annuity Company
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EX-4
from S-1 1 page Exhibit 16 (21) Subsidiaries of the Registrant Ing Life Insurance and Annuity Company
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