TRANSAMERICA ADVISORS LIFE INSURANCE Co Watch

from 10-K 2 pages Amendment No. 4 to Administrative Services Agreement

from 10-K 2 pages Amendment No. 3 to Administrative Services Agreement

from 10-K 2 pages First Amendment to Administrative Services Agreement

from 10-K 4 pages First Amendment to Administrative Services Agreement

from S-3 58 pages Administrative Services Agreement

from S-1/A 58 pages Administrative Services Agreement

from 10-K 21 pages Investment Management Services Agreement Among Transamerica Asset Management, Inc., TRANSAMERICA ADVISORS LIFE INSURANCE Company and TRANSAMERICA ADVISORS LIFE INSURANCE Company of New York Investment Management Services Agreement

from 10-K 8 pages Amended and Restated Principal Underwriting Agreement

from 10-K 10 pages Principal Underwriting Agreement

from 10-K 3 pages Keep Well Agreement

from 10-K 37 pages Selling Agreement

from 10-K 13 pages Merrill Lynch Life Insurance Company Nonaffiliated Broker-Dealer Wholesaling Agreement

from 8-K 45 pages Master Distribution Agreement Among Merrill Lynch & Co., Inc., Merrill Lynch Insurance Group, Inc. and Aegon USA, Inc. as of December 28, 2007

from 8-K 8 pages First Amendment, Dated as of December 28, 2007 (This “Amendment”), to the Purchase Agreement, Dated as of August 13, 2007 (The “Agreement”), by and Among Merrill Lynch Insurance Group, Inc., a Delaware Corporation (The “Seller”), Merrill Lynch & Co., Inc., a Delaware Corporation (The “Seller Parent”), and Aegon USA, Inc., an Iowa Corporation (The “Buyer”). Capitalized Terms Used but Not Defined Herein Shall Have the Meanings Given to Such Terms in the Agreement

from 8-K 45 pages Master Distribution Agreement Among Merrill Lynch & Co., Inc., Merrill Lynch Insurance Group, Inc. and Aegon USA, Inc. as of [ ], 2007

from 8-K 81 pages Purchase Agreement Among Merrill Lynch Insurance Group, Inc., Merrill Lynch & Co., Inc., and Aegon USA, Inc. as of August 13, 2007

from 10-K 116 pages Insurance Administrative Services Agreement

from S-3/A 1 page <page> 1 Merrill Lynch Life Insurance Company General Agent Compensation Schedule Addendum Until Further Notice as Provided in the General Agency Agreement Dated January 5, 1989, as Amended, Compensation Will Be Paid According to the Following Schedule for the Contracts and Policies Listed: <table> <caption> Renewals, as a %Age Percent of of Account Value at Description of Contract Single Premium Each Year-End** - <s> <c> <c> Individual Single Premium 3 Year Guarantee Period - 1.5% 0.40% Modified Guaranteed Annuity Contract, 5 Year Guarantee Period - 2.5% Non-Participating, Form ML-Mga-003* </Table> *And Any State Variations Thereof. **Until the Annuity Date. in the Event of Full or Partial Withdrawal of Account Value Within Six Months After Date of Issue of a Contract, the General Agent's Account Will Be Debited in an Amount Equal to the Lesser of 100% of the Amount Withdrawn or 100% of the Sum of the Original Premium. . . . . Ln the Event of a Full or Partial Withdrawal Within the Second Six Months After the Date of Issue of a Contract, the General Agent's Account Will Be Debited in an Amount Equal to 50% of the First Year Commission Paid on the Lesser of the Original Premium or the Amount Withdrawn

from POS AMI ~5 pages Amended Service Agreement