Standard Management Corp Watch

from S-1/A ~50 pages Form of Underwriting Agreement

from SC 13G 1 page Exhibit 1 Joint Filing Agreement This Will Confirm the Agreement by and Among All the Undersigned That the Schedule 13g Filed on or About This Date With Respect to the Beneficial Ownership of the Undersigned of Shares of the Common Stock Without Par Value of Standard Management Corporation Is Being Filed on Behalf of Each of the Undersigned. This Agreement May Be Executed in Two or More Counterparts, Each of Which Shall Be Deemed an Original, but All of Which Together Shall Constitute One and the Same Instrument. Dated: July 10, 1997 Conseco, Inc. By:/S/Rollin M. Dick Rollin M. Dick, Executive Vice President Great American Reserve Insurance Company By:/S/Rollin M. Dick Rollin M. Dick, Executive Vice President Capitol American Life Insurance Company By:/S/Rollin M. Dick Rollin M. Dick, Executive Vice President Transport Life Insurance Company By:/S/Rollin M. Dick Rollin M. Dick, Executive Vice President