McIntosh Bancshares Inc Watch

from 8-K 11 pages 1. Operating With Inadequate Supervision and Direction Over the Financial Affairs of the Bank; 2. Operating With an Excessive Volume of Assets Subject to Adverse Classification; 3. Operating With an Inadequate Allowance for Loan and Lease Losses (“Alll”); 4. Operating With an Inadequate Level of Capital Based Upon the Level of Risk Identified; 5. Operating With an Excessive Volume of Credit Concentrations Which Reflect a Lack of Diversity in the Loan Portfolio; 6. Operating With Marginal Liquidity; 7. Operating With an Excessive Volume of Non Earning Assets; and 8. Operating in Apparent Violations of Rules, Regulations, and Policy Statements