Concepts Direct Inc Watch

from SC 13D ~5 pages Underwriting agreement

from SC 13D 1 page Exhibit 1 Joint Filing Agreement the Undersigned Hereby Agree to Jointly File a Statement on Schedule 13d, Together With Any Amendments Thereto (Collectively, the "Schedule 13ds"), With the Securities and Exchange Commission Pursuant to the Requirements of Rule 13d-1(k) Under the Securities Exchange Act of 1934, as Amended. This Joint Filing Agreement May Be Signed in Counterpart Copies. Dated: February 25, 2003 St. Cloud Capital Partners, LP By: S/ Marshall S. Geller Name: Marshall S. Geller Title: Partner Dated: February 25, 2003 Scgp, LLC By: /S/ Cary Fitchey Name: Cary Fitchey Title: Managing Member Dated: February 25, 2003 St. Cloud Capital, LLC /S/ Cary Fitchey Name: Cary Fitchey Title: Managing Member Dated: February 25, 2003 Marshall S. Geller By: /S/ Marshall S. Geller Marshall S. Geller Dated: February 25, 2003 Cary Fitchey By: /S/ Cary Fitchey Cary Fitchey

from SC 13D/A 2 pages December 24, 2002 Confidential

from SC 13D/A 3 pages Phillip and Linda Wiland 8000 North 41st Street Longmont, Colorado 80503 December 19, 2002

from SC 13D 1 page Exhibit 1 Joint Filing Agreement the Undersigned Hereby Agree to Jointly File a Statement on Schedule 13d, Together With Any Amendments Thereto (Collectively, the "Schedule 13ds"), With the Securities and Exchange Commission Pursuant to the Requirements of Rule 13d-1(k) Under the Securities Exchange Act of 1934, as Amended. This Joint Filing Agreement May Be Signed in Counterpart Copies. Dated: October 4, 2002 St. Cloud Capital Partners, LP By: /S/ Marshall S. Geller Name: Marshall S. Geller Title: Partner Dated: October 4, 2002 Scgp, LLC By: /S/ Cary Fitchey Name: Cary Fitchey Title: Managing Member Dated: October 4, 2002 St. Cloud Capital, LLC By: /S/ Cary Fitchey Name: Cary Fitchey Title: Managing Member Dated: October 4, 2002 Marshall S. Geller By: /S/ Marshall S. Geller Marshall S. Geller Dated: October 4, 2002 Cary Fitchey By: /S/ Cary Fitchey Cary Fitchey

from SC 13D 1 page <page> Exhibit 1 Joint Filing Agreement the Undersigned Hereby Agree to Jointly File a Statement on Schedule 13d, Together With Any Amendments Thereto (Collectively, the "Schedule 13ds"), With the Securities and Exchange Commission Pursuant to the Requirements of Rule 13d-1(k) Under the Securities Exchange Act of 1934, as Amended. This Joint Filing Agreement May Be Signed in Counterpart Copies. Dated: June 6, 2002 St. Cloud Capital Partners, LP By: S/ Marshall S. Geller Name: Marshall S. Geller Title: Partner Dated: June 6, 2002 Scgp, LLC By: /S/ Cary Fitchey Name: Cary Fitchey Title: Managing Member Dated: June 6, 2002 St. Cloud Capital, LLC /S/ Cary Fitchey Name: Cary Fitchey Title: Managing Member Dated: June 6, 2002 Marshall S. Geller By: /S/ Marshall S. Geller Marshall S. Geller Dated: June 6, 2002 Cary Fitchey By: /S/ Cary Fitchey Cary Fitchey

from S-1/A ~50 pages Underwriting Agreement