Gables Residential Trust Watch

from 10-Q 11 pages Re: Fifth Amended and Restated Credit Agreement Dated as of February 20, 2003 Among Gables Realty Limited Partnership and Gables-Tennessee Properties, L.L.C. (Collectively, "Borrower"), Wachovia Bank, National Association, as Administrative Agent ("Agent"), and the Other Parties Thereto, as Amended by the First Amendment to Fifth Amended and Restated Credit Agreement Dated December 12, 2003 (Collectively, the "Credit Agreement") Gentlemen: Terms Used Herein but Not Otherwise Defined Herein Shall Have the Meanings Set Forth in the Credit Agreement. Borrower Has Requested That Agent and the Lenders Consent to Waive Certain of the Covenants Set Forth in the Credit Agreement

from 10-K ~10 pages First Amendment to Fifth Amended and Restated Credit Agreement

from 10-K ~50 pages Fifth Amended and Restated Credit Agreement Dated as of February 20, 2003 by and Among Gables Realty Limited Partnership and Gables-Tennessee Properties, L.L.C., as Borrowers Wachovia Securities, Inc., as Sole Lead Arranger and Sole Book Runner, Wachovia Bank, National Association, as Administrative Agent, Jpmorgan Chase Bank, as Co-Documentation Agent, PNC Bank, National Association, as Co-Documentation Agent, Amsouth Bank, as Syndication Agent, and the Financial Institutions Party Hereto and Their Assignees Under Section 12.5, as Lenders

from 10-Q ~50 pages Fourth Amended and Restated Credit Agreement Among Gables Realty Limited Partnership the Banks Listed Herein, Wachovia Bank, National Association, as Administrative Agent and Syndication Agent, Wachovia Securities, Inc. as Arranger, and Jpmorgan Chase Bank, as Documentation Agent June 27, 2002

from 10-Q ~5 pages Third Amended and Restated Credit Agreement by and Among Gables Realty Limited Partnership Gables-Tennessee Properties, L.L.C., the Banks Listed Herein Wachovia Bank, N.A., as Administrative Agent, First Union National Bank, as Syndication Agent, and the Chase Manhattan Bank as Documentation Agent May 14, 2001 Third Amended and Restated Credit Agreement

from 10-Q >50 pages Second Amended and Restated Credit Agreement

from 10-Q ~20 pages First Amendment to Credit Agreement

from 10-Q >50 pages 10.2 $225,000,000 Amended and Restated Credit Agr.

from 10-Q ~50 pages 10.1 3rd Amended and Restated Credit Agr.

from 10-Q >50 pages 10.8 $45,820,180 Letter of Credit Facility

from 10-Q >50 pages 10.6 $175,000,000 AMEND.AND Restated Credit Agree.

from 10-Q ~5 pages 10.5 1st AMEND.TO $40,000,000 Term Loan Credit

from 10-K405 >50 pages Term Loan Credit Agreement

from 10-K405 ~5 pages 2nd Amendment to Credit Agreement

from 10-K405 ~5 pages 1st Amendment to Credit Agreement