Union Acceptance Corp Watch

from 10-Q ~5 pages Servicing Agreement--Wachovia

from 10-Q ~5 pages Servicing Term Agreement

from 10-Q ~1 page Servicing Term Agreement 1998-A--1999-A

from 10-Q ~10 pages Starkey Employment Agreement

from 10-Q ~10 pages Turner Employment Agreement

from 10-Q ~10 pages Ervin Employment Agreement

from 10-Q 1 page Employment Letter of Michael Stout

from 10-Q ~5 pages Consulting Agreement With Jerry Von Deylen

from 10-Q 1 page Amendment to Annual Bonus and Deferral Plan

from 10-Q 1 page Material contract

from S-2 1 page Amendment No. 2 to 1999 Stock Incentive Plan

from S-2 1 page Amendment to the Union Acceptance Corporation 1994 Incentive Stock Plan the Undersigned, Secretary of Union Acceptance Corporation, Hereby Certifies That, by Action of the Board of Directors, Effective March 2, 2001, the First Sentence of Section of 5(e) of the Union Acceptance Corporation 1994 Incentive Stock Plan Was Amended to Read as Follows: (E) Termination of Option. Thirty (30) Days After an Optionee Ceases to Be an Employee of the Company and the Subsidiaries for Any Reason Other Than Retirement, Permanent and Total Disability (Within the Meaning of Ss. 22(e)(3) of the Code), or Death, Any Option Granted to Him Shall Forthwith Terminate, Unless an Earlier or Later Date of Termination Is Specified by the Committee. Executed, This __ Day of March, 2001. /S/ Leeanne W. Graziani Leeanne W. Graziani, Secretary

from 10-Q 1 page Amendment No. 1 to Incentive Stock Plan

from 10-Q ~20 pages Remote Outsourcing Agreement

from 10-K405 ~10 pages 1999 Incentive Stock Plan

from 10-Q ~5 pages Annual Bonus and Deferral Plan for Senior Officers

from 10-Q 1 page Annual Bonus Plan for Management Employees

from 10-Q ~5 pages Amend. No. 5 to Transfer and Administration Agree.

from 10-K ~20 pages Sublease Between Uac and Ufsb of Indianapolis

from 10-Q ~10 pages Purchase Agreement