EX-10.3
from SC 13D
1 page
Joint Filing Agreement in Accordance With Rule 13d-1(k)(1) Under the Securities Exchange Act of 1934, as Amended, the Persons Named Below Agree to the Joint Filing on Behalf of Each of Them of a Statement on Schedule 13d Dated as of June 29, 2006 (Including Amendments Thereto) With Respect to the Common Stock of Avp, Inc. This Joint Filing Agreement Shall Be Filed as an Exhibit to Such Statement. Dated as Of: June 29, 2006 Amtrust International Insurance Ltd By: /S/ Michael Bott Name : Michael Bott Title: Senior Vice President Amtrust Financial Services, Inc. By: /S/ Barry Zyskind Name : Barry Zyskind Title: President and CEO Amtrust Financial Group, Inc. By: /S/ Barry Zyskind Name : Barry Zyskind Title: President G/Mk Acquisition Corp. By: /S/ George Karfunkel Name : George Karfunkel Title: President Gulf USA Corporation By: /S/ Name : Title: New Gulf Holding, Inc. By: /S/ Name : Title: /S/ Barry Zyskind Barry Zyskind Michael Karfunkel 2005 Grantor Retained Annuity Trust By: /S/ Michael Karfunkel /S/ Leah Karfunkel Names : Michael Karfunkel Leah Karfunkel Title: Trustees <page> /S/ Michael Karfunkel Michael Karfunkel /S/ Leah Karfunkel Leah Karfunkel /S/ George Karfunkel George Karfunkel
12/34/56