First Bell Bancorp Inc Watch

from SC 13D 1 page Exhibit C Agreement of Joint Filing Pursuant to 13d-1(f) Promulgated Under the Securities Exchange Act of 1934, as Amended, the Undersigned Persons Hereby Agree to File With the Securities and Exchange Commission the Statement on Schedule 13d (The "Statement") to Which This Agreement Is Attached as an Exhibit, and Agree That Such Statement, as So Filed, Is Filed on Behalf of Each of Them. in Witness Whereof, the Undersigned Have Executed This Agreement. Dated: November 14, 2002 Jewelcor Management, Inc. by /S/ Seymour Holtzman Name: Seymour Holtzman Title: Chairman and Chief Executive Officer by /S/ Seymour Holtzman Name: Seymour Holtzman by /S/ Evelyn Holtzman Name: Evelyn Holtzman

from SC 13D 1 page Exhibit C Agreement of Joint Filing Pursuant to 13d-1(f) Promulgated Under the Securities Exchange Act of 1934, as Amended, the Undersigned Persons Hereby Agree to File With the Securities and Exchange Commission the Statement on Schedule 13d (The "Statement") to Which This Agreement Is Attached as an Exhibit, and Agree That Such Statement, as So Filed, Is Filed on Behalf of Each of Them. in Witness Whereof, the Undersigned Have Executed This Agreement. Dated: November 14, 2002 Jewelcor Management, Inc. by /S/ Seymour Holtzman Name: Seymour Holtzman Title: Chairman and Chief Executive Officer by /S/ Seymour Holtzman Name: Seymour Holtzman by /S/ Evelyn Holtzman Name: Evelyn Holtzman