Keravision Inc Watch

from 10-K ~50 pages Master Loan Agreement

from 10-Q 1 page Full Recourse Promissory Note $71,307.27 Fremont, California September 1, 1998 for Value Received, Mark Fischer-Colbrie ("Borrower") Promises to Pay to Keravision, Inc., a Delaware Corporation (The "Company"), the Principal Sum of Seventy One Thousand Three Hundred Seven and 27/100 Dollars ($71,307.27), Together With Interest on the Unpaid Principal Hereof From the Date Hereof at the Rate of 5.35% Per Annum, Compounded Semiannually. All Principal and Accrued Interest Shall Be Due and Payable in Full on the Earliest of (A) September 1, 2001 or (B) the Termination of Borrower's Employment or Consulting Relationship With the Company for Any Reason (Or for No Reason). Payments of Principal and Interest Shall Be Made in Lawful Money of the United States of America and Shall Be Credited First to the Accrued Interest, With the Remainder Applied to Principal. Borrower May at Any Time Prepay All or Any Portion of the Principal or Interest Owing Hereunder. the Holder of This Note Shall Have Full Recourse Against Borrower. Should Any Action Be Instituted for the Collection of This Note, the Reasonable Costs and Attorney's Fees Therein of the Holder Shall Be Paid by Borrower. /S/ Mark Fischer-Colbrie Mark Fischer-Colbrie

from 10-Q 1 page Full Recourse Promissory Note $76,327.92 Fremont, California September 1, 1998 for Value Received, Thomas A. Silvestrini ("Borrower") Promises to Pay to Keravision, Inc., a Delaware Corporation (The "Company"), the Principal Sum of Seventy Six Thousand Three Hundred Twenty Seven and 92/100 Dollars ($76,327.92), Together With Interest on the Unpaid Principal Hereof From the Date Hereof at the Rate of 5.35% Per Annum, Compounded Semiannually. All Principal and Accrued Interest Shall Be Due and Payable in Full on the Earliest of (A) September 1, 2001 or (B) the Termination of Borrower's Employment or Consulting Relationship With the Company for Any Reason (Or for No Reason). Payments of Principal and Interest Shall Be Made in Lawful Money of the United States of America and Shall Be Credited First to the Accrued Interest, With the Remainder Applied to Principal. Borrower May at Any Time Prepay All or Any Portion of the Principal or Interest Owing Hereunder. the Holder of This Note Shall Have Full Recourse Against Borrower. Should Any Action Be Instituted for the Collection of This Note, the Reasonable Costs and Attorney's Fees Therein of the Holder Shall Be Paid by Borrower. /S/Thomas A. Silvestrini Thomas A. Silvestrini

from 10-Q 1 page Full Recourse Promissory Note $83,086.36 Fremont, California September 1, 1998 for Value Received, Darlene Crockett-Billig ("Borrower") Promises to Pay to Keravision, Inc., a Delaware Corporation (The "Company"), the Principal Sum of Eighty Three Thousand Eighty Six and 36/100 Dollars ($83,086.36), Together With Interest on the Unpaid Principal Hereof From the Date Hereof at the Rate of 5.35% Per Annum, Compounded Semiannually. All Principal and Accrued Interest Shall Be Due and Payable in Full on the Earliest of (A) September 1, 2001 or (B) the Termination of Borrower's Employment or Consulting Relationship With the Company for Any Reason (Or for No Reason). Payments of Principal and Interest Shall Be Made in Lawful Money of the United States of America and Shall Be Credited First to the Accrued Interest, With the Remainder Applied to Principal. Borrower May at Any Time Prepay All or Any Portion of the Principal or Interest Owing Hereunder. the Holder of This Note Shall Have Full Recourse Against Borrower. Should Any Action Be Instituted for the Collection of This Note, the Reasonable Costs and Attorney's Fees Therein of the Holder Shall Be Paid by Borrower. /S/ Darlene Crockett-Billig Darlene Crockett-Billig

from 10-Q 1 page Full Recourse Promissory Note $293,090.13 Fremont, California September 1, 1998 for Value Received, Thomas M. Loarie ("Borrower") Promises to Pay to Keravision, Inc., a Delaware Corporation (The "Company"), the Principal Sum of Two Hundred Ninety Three Thousand Ninety and 13/100 Dollars ($293,090.13), Together With Interest on the Unpaid Principal Hereof From the Date Hereof at the Rate of 5.35% Per Annum, Compounded Semiannually. All Principal and Accrued Interest Shall Be Due and Payable in Full on the Earliest of (A) December 1, 1998 or (B) the Termination of Borrower's Employment or Consulting Relationship With the Company for Any Reason (Or for No Reason). Payments of Principal and Interest Shall Be Made in Lawful Money of the United States of America and Shall Be Credited First to the Accrued Interest, With the Remainder Applied to Principal. Borrower May at Any Time Prepay All or Any Portion of the Principal or Interest Owing Hereunder. the Holder of This Note Shall Have Full Recourse Against Borrower. Should Any Action Be Instituted for the Collection of This Note, the Reasonable Costs and Attorney's Fees Therein of the Holder Shall Be Paid by Borrower. /S/ Thomas M. Loarie Thomas M. Loarie

from 10-Q 1 page Full Recourse Promissory Note $81,494.00 Milpitas, California April 1, 1998 for Value Received, Thomas A. Silvestrini ("Borrower") Promises to Pay to Keravision, Inc., a Delaware Corporation (The "Company"), the Principal Sum of Eighty One Thousand Four Hundred Ninety Four Dollars ($81,494.00), Together With Interest on the Unpaid Principal Hereof From the Date Hereof at the Rate of 5.62% Per Annum, Compounded Semi- Annually. All Principal and Accrued Interest Shall Be Due and Payable in Full on the Earliest of (A) April 1, 2002 or (B) the Termination of Borrower's Employment or Consulting Relationship With the Company for Any Reason (Or for No Reason). Payments of Principal and Interest Shall Be Made in Lawful Money of the United States of America and Shall Be Credited First to the Accrued Interest, With the Remainder Applied to Principal. Borrower May at Any Time Prepay All or Any Portion of the Principal or Interest Owing Hereunder. the Holder of This Note Shall Have Full Recourse Against Borrower. Should Any Action Be Instituted for the Collection of This Note, the Reasonable Costs and Attorneys' Fees Therein of the Holder Shall Be Paid by Borrower. /S/Thomas A. Silvestrini Thomas A. Silvestrini

from 10-Q 1 page Full Recourse Promissory Note $94,669.00 Milpitas, California April 1, 1998 for Value Received, Mark Fischer-Colbrie ("Borrower") Promises to Pay to Keravision, Inc., a Delaware Corporation (The "Company"), the Principal Sum of Ninety Four Thousand Six Hundred Sixty Nine Dollars ($94,669.00), Together With Interest on the Unpaid Principal Hereof From the Date Hereof at the Rate of 5.62% Per Annum, Compounded Semi- Annually. All Principal and Accrued Interest Shall Be Due and Payable in Full on the Earliest of (A) April 1, 2002 or (B) the Termination of Borrower's Employment or Consulting Relationship With the Company for Any Reason (Or for No Reason). Payments of Principal and Interest Shall Be Made in Lawful Money of the United States of America and Shall Be Credited First to the Accrued Interest, With the Remainder Applied to Principal. Borrower May at Any Time Prepay All or Any Portion of the Principal or Interest Owing Hereunder. the Holder of This Note Shall Have Full Recourse Against Borrower. Should Any Action Be Instituted for the Collection of This Note, the Reasonable Costs and Attorneys' Fees Therein of the Holder Shall Be Paid by Borrower. /S/Mark Fischer-Colbrie Mark Fischer-Colbrie