Heng Fung Holdings Co Ltd Watch

from 424B3 ~20 pages Underwriting agreement

from SC 13D/A 1 page Exhibit 1 Agreement to File One Statement on Schedule 13d Pursuant to Rule 13d-1(f)(1)(iii) of the Securities Exchange Act of 1934, as Amended, the Undersigned Agree That the Amendment No. 4 to Schedule 13d to Which This Exhibit Is Attached Is Filed on Behalf of Each of the Undersigned. Heng Fung Holdings Company Limited a Hong Kong Corporation Date: June 8, 1999 By: /S/ Fai H. Chan Fai H. Chan, Chairman and Managing Director Heng Fung Capital [S] Private Limited a Singaporean Corporation By: /S/ Fai H. Chan Fai H. Chan, Chairman and Managing Director Heng Fung Finance Company Limited a Hong Kong Corporation By: /S/ Fai H. Chan Fai H. Chan, Chairman and Managing Director /S/ Fai H. Chan Fai H. Chan, Individually

from SC 13D/A 1 page Exhibit 1 Agreement to File One Statement on Schedule 13d Pursuant to Rule 13d-1(f)(1)(iii) of the Securities Exchange Act of 1934, as Amended, the Undersigned Agree That the Amendment No. 3 to Schedule 13d to Which This Exhibit Is Attached Is Filed on Behalf of Each of the Undersigned. Heng Fung Holdings Company Limited a Hong Kong Corporation Date: March 28, 1999 By: /S/ Fai H. Chan Fai H. Chan, Chairman and Managing Director Heng Fung Capital [S] Private Limited a Singaporean Corporation By: /S/ Fai H. Chan Fai H. Chan, Chairman and Managing Director Heng Fung Finance Company Limited a Hong Kong Corporation By: /S/ Fai H. Chan Fai H. Chan, Chairman and Managing Director /S/ Fai H. Chan Fai H. Chan, Individually

from SC 13D 1 page Exhibit 1 Agreement to File One Statement on Schedule 13d Pursuant to Rule 13d-1(k)(1)(iii) of the Securities Exchange Act of 1934, as Amended, the Undersigned Agree That the Schedule 13d to Which This Exhibit 1 Is Attached Is Filed on Behalf of Each of the Undersigned. Heng Fung Holdings Company Limited a Hong Kong Corporation Date: November 12, 1998 By: /S/ Fai H. Chan Fai H. Chan, Chairman and Managing Director /S/ Fai H. Chan Fai H. Chan, Individually Heng Fung Capital [S] Private Limited a Singaporean Corporation By: /S/ Fai H. Chan Fai H. Chan, Chairman and Managing Director Heng Fung Finance Company Limited a Hong Kong Corporation By: /S/ Fai H. Chan Fai H. Chan, Chairman and Managing Director

from SC 13D/A 1 page Exhibit 1 Agreement to File One Statement on Schedule 13d Pursuant to Rule 13d-1(f)(1)(iii) of the Securities Exchange Act of 1934, as Amended, the Undersigned Agree That the Amendment No. 2 to Schedule 13d to Which This Exhibit Is Attached Is Filed on Behalf of Each of the Undersigned. Heng Fung Holdings Company Limited a Hong Kong Corporation Date: November 12, 1998 By: /S/ Fai H. Chan Fai H. Chan, Chairman and Managing Director /S/ Fai H. Chan Fai H. Chan, Individually Heng Fung Capital [S] Private Limited a Singaporean Corporation By: /S/ Fai H. Chan Fai H. Chan, Chairman and Managing Director Heng Fung Finance Company Limited a Hong Kong Corporation By: /S/ Fai H. Chan Fai H. Chan, Chairman and Managing Director

from SC 13D/A 1 page Exhibit 1 Agreement to File One Statement on Schedule 13d Pursuant to Rule 13d-1(f)(1)(iii) of the Securities Exchange Act of 1934, as Amended, the Undersigned Agree That the Amendment No. 1 to Schedule 13d to Which This Exhibit Is Attached Is Filed on Behalf of Each of the Undersigned. Heng Fung Holdings Company Limited a Hong Kong Corporation Date: September 11, 1998 By: /S/ Fai H. Chan Fai H. Chan, Chairman and Managing Director /S/ Fai H. Chan Fai H. Chan, Individually Heng Fung Capital [S] Private Limited a Singaporean Corporation By: /S/ Fai H. Chan Fai H. Chan, Chairman and Managing Director Heng Fung Finance Company Limited a Hong Kong Corporation By: /S/ Fai H. Chan Fai H. Chan, Chairman and Managing Director - 12

from SC 13D 1 page Exhibit 1 Agreement to File One Statement on Schedule 13d Pursuant to Rule 13d-1(k)(1)(iii) of the Securities Exchange Act of 1934, as Amended, the Undersigned Agree That the Schedule 13d to Which This Exhibit Is Attached Is Filed on Behalf of Each of the Undersigned. Heng Fung Holdings Company Limited a Hong Kong Corporation Date: September 11, 1998 By: /S/ Fai H. Chan Fai H. Chan, Chairman and Managing Director /S/ Fai H. Chan Fai H. Chan, Individually Heng Fung Capital [S] Private Limited a Singaporean Corporation By: /S/ Fai H. Chan Fai H. Chan, Chairman and Managing Director Heng Fung Finance Company Limited a Hong Kong Corporation By: /S/ Fai H. Chan Fai H. Chan, Chairman and Managing Director

from SC 13D 1 page Exhibit 1 Agreement to File One Statement on Schedule 13d Pursuant to Rule 13d-1(f)(1)(iii) of the Securities Exchange Act of 1934, as Amended, the Undersigned Agree That the Schedule 13d to Which This Exhibit Is Attached Is Filed on Behalf of Each of the Undersigned. Heng Fung Holdings Company Limited a Hong Kong Corporation Date: March 3, 1998 by /S/ Fai H. Chan Fai H. Chan, Chairman and Managing Director /S/ Fai H. Chan Fai H. Chan, Individually Heng Fung Capital [S] Private Limited a Singapore Corporation by /S/ Fai H. Chan Fai H. Chan, Chairman and Managing Director Heng Fung Finance Company Limited a Hong Kong Corporation by /S/ Fai H. Chan Fai H. Chan, Chairman and Managing Director