Video River Networks Inc Watch

from 10SB12G 1 page Promissory Note for Consideration Received, Coaching Institute Inc, 112 West Business Park Drive, Draper, Ut 84020 (Borrower) Agrees to Pay Lona J. Hendricks (Lender) According to the Following Terms: Principal Amount: $50,000 Annualized Interest Rate: 9.75% Term: 1 Year Payment Terms: Monthly Payments of Interest Only With Balloon Payment Due on or Before Month 12. Date of Loan: July 1,1999 This Promissory Note Is Secured by the General Credit of Coaching Institute, Inc., and at the Option of the Lender, a Security Interest May Be Filed Securing the Loan With the Assets of the Borrower. /S/Craig R. Hendricks /S/Lona J. Hendricks Coaching Institute, Inc. Lender Borrower

from 10SB12G 1 page Promissory Note for Consideration Received, Coaching Institute, Inc., 112 West Business Park Drive, Draper, Ut 84020 (Borrower) Agrees to Pay Lona J. Hendricks (Lender) According to the Following Terms: Principal Amount: $40,000 Annualized Interest Rate: 9.75% Term: 3 Years Payment Terms: Monthly Payments of Principal and Interest Amortized Over 36 Months. Date of Loan: April 1, 1999 This Promissory Note Is Secured by the General Credit of Coaching Institute, Inc., and at the Option of the Lender, a Security Interest May Be Filed Securing the Loan With the Assets of the Borrower. /S/ Craig J. Hendricks, Pres. /S/ Lona J. Hendricks Coaching Institute, Inc. Lender Borrower

from 10SB12G 1 page Promissory Note for Consideration Received, Coaching Institute, Inc., 112 West Business Park Drive, Draper, Ut 84020 (Borrower) Agrees to Pay Lona J. Hendricks (Lender) According to the Following Terms: Principal Amount: $100,000 Annualized Interest Rate: 9.75% Term: 1 Year Payment Terms: Interest Only With Balloon Payment Due on or Before Month 12. Date of Loan: August 1, 1999 This Promissory Note Is Secured by the General Credit of Coaching Institute, Inc., and at the Option of the Lender, a Security Interest May Be Filed Securing the Loan With the Assets of the Borrower. /S/ Craig J. Hendricks, Pres. /S/ Lona J. Hendricks Coaching Institute, Inc. Lender Borrower

from 10SB12G 1 page Promissory Note for Consideration Received, Coaching Institute Inc, 112 West Business Park Drive, Draper, Ut 84020 (Borrower) Agrees to Pay Lona J. Hendricks (Lender) According to the Following Terms: Principal Amount: $50,000 Annualized Interest Rate: 9.75% Term: 1 Year Payment Terms: Monthly Payments of Interest Only With Balloon Payment Due on or Before Month 12. Date of Loan: July 1,1999 This Promissory Note Is Secured by the General Credit of Coaching Institute, Inc., and at the Option of the Lender, a Security Interest May Be Filed Securing the Loan With the Assets of the Borrower. /S/Craig R. Hendricks /S/Lona J. Hendricks Coaching Institute, Inc. Lender Borrower

from 10SB12G 1 page Promissory Note for Consideration Received, Coaching Institute, Inc., 112 West Business Park Drive, Draper, Ut 84020 (Borrower) Agrees to Pay Lona J. Hendricks (Lender) According to the Following Terms: Principal Amount: $40,000 Annualized Interest Rate: 9.75% Term: 3 Years Payment Terms: Monthly Payments of Principal and Interest Amortized Over 36 Months. Date of Loan: April 1, 1999 This Promissory Note Is Secured by the General Credit of Coaching Institute, Inc., and at the Option of the Lender, a Security Interest May Be Filed Securing the Loan With the Assets of the Borrower. /S/ Craig J. Hendricks, Pres. /S/ Lona J. Hendricks Coaching Institute, Inc. Lender Borrower

from 10SB12G 1 page Promissory Note for Consideration Received, Coaching Institute, Inc., 112 West Business Park Drive, Draper, Ut 84020 (Borrower) Agrees to Pay Lona J. Hendricks (Lender) According to the Following Terms: Principal Amount: $100,000 Annualized Interest Rate: 9.75% Term: 1 Year Payment Terms: Interest Only With Balloon Payment Due on or Before Month 12. Date of Loan: August 1, 1999 This Promissory Note Is Secured by the General Credit of Coaching Institute, Inc., and at the Option of the Lender, a Security Interest May Be Filed Securing the Loan With the Assets of the Borrower. /S/ Craig J. Hendricks, Pres. /S/ Lona J. Hendricks Coaching Institute, Inc. Lender Borrower

from 10SB12G 1 page Promissory Note for Consideration Received, Coaching Institute Inc, 112 West Business Park Drive, Draper, Ut 84020 (Borrower) Agrees to Pay Lona J. Hendricks (Lender) According to the Following Terms: Principal Amount: $50,000 Annualized Interest Rate: 9.75% Term: 1 Year Payment Terms: Monthly Payments of Interest Only With Balloon Payment Due on or Before Month 12. Date of Loan: July 1,1999 This Promissory Note Is Secured by the General Credit of Coaching Institute, Inc., and at the Option of the Lender, a Security Interest May Be Filed Securing the Loan With the Assets of the Borrower. /S/Craig R. Hendricks /S/Lona J. Hendricks Coaching Institute, Inc. Lender Borrower

from 10SB12G 1 page Promissory Note for Consideration Received, Coaching Institute, Inc., 112 West Business Park Drive, Draper, Ut 84020 (Borrower) Agrees to Pay Lona J. Hendricks (Lender) According to the Following Terms: Principal Amount: $40,000 Annualized Interest Rate: 9.75% Term: 3 Years Payment Terms: Monthly Payments of Principal and Interest Amortized Over 36 Months. Date of Loan: April 1, 1999 This Promissory Note Is Secured by the General Credit of Coaching Institute, Inc., and at the Option of the Lender, a Security Interest May Be Filed Securing the Loan With the Assets of the Borrower. /S/ Craig J. Hendricks, Pres. /S/ Lona J. Hendricks Coaching Institute, Inc. Lender Borrower

from 10SB12G 1 page Promissory Note for Consideration Received, Coaching Institute, Inc., 112 West Business Park Drive, Draper, Ut 84020 (Borrower) Agrees to Pay Lona J. Hendricks (Lender) According to the Following Terms: Principal Amount: $100,000 Annualized Interest Rate: 9.75% Term: 1 Year Payment Terms: Interest Only With Balloon Payment Due on or Before Month 12. Date of Loan: August 1, 1999 This Promissory Note Is Secured by the General Credit of Coaching Institute, Inc., and at the Option of the Lender, a Security Interest May Be Filed Securing the Loan With the Assets of the Borrower. /S/ Craig J. Hendricks, Pres. /S/ Lona J. Hendricks Coaching Institute, Inc. Lender Borrower